Through open discussions with the borrower and broker, Titan Capital effectively addressed the client’s predicament by approving the inclusion of the client’s second property, while making minimal adjustments to the existing structure. This successful resolution allowed Titan Capital to provide the client with commercial loans, featuring a Loan-to-Value ratio (LVR) of 50% and an interest rate aligned with the standard 2RM rates of 18%.

A notable aspect of the deal was the meticulous examination and communication conducted by Titan Capital. Given the loan structure’s nature as 2RM, Titan Capital diligently assessed and engaged with the current mortgagees of each property, gaining a comprehensive understanding of their existing debts.

This case study emphasizes the significance of engaging with and collaborating with professionals well-versed in the intricacies of equity release loans, capable of providing optimal solutions to fulfil the unique requirements of each borrower. In the context of a declining housing market, Titan Capital stood out by leveraging its expertise, comprehensive understanding, and unwavering professionalism to assist clients in achieving their specific financial objectives seamlessly.