When the equity is there, the answer should be too.

Company and trust borrowers, for a business purpose, secured by residential property. We don't lend to individuals in their own name or for consumer or personal purposes.

Equity release, business working capital, clearing ATO debt, refinancing and more, as long as the purpose is business.

A first mortgage over a residential house, townhouse, unit or apartment, or metro residential land with Land Plus. We don't take second mortgages, or commercial or industrial property.

From $200,000 to $15,000,000. Up to 75% LVR on Standard Term, and up to 60% on Mega Loan and Land Plus.

The minimum term is 3 months. Standard Term runs 3 to 24 months, Mega Loan up to 24 months, and Land Plus 12 months.

No income verification is required. We assess the security and the exit, not a servicing calculator. At least one guarantor needs a credit score of 550 or above.

A line fee of 0.10% per month, an establishment fee set per deal (your RM will confirm it with the indicative terms), and legal costs from $2,200 plus disbursements. There is no exit fee.

Once, on settlement, with no clawback.

Two lines is enough: the security, roughly how much, and what it's for. Use the scenario form, or call 1300 304 770.