Product matrix, October 2026
Three products. One set of rules.
Business purpose loans from $200K to $15M, on a first mortgage over residential property. No income verification.
Compare products
Standard Term
The everyday deal.
Standard rate
From 7.95%
- Max LVR
- 75%
- Loan size
- $200,000 to $7,500,000
- Term
- 3 to 24 months
The everyday product for business purpose loans against residential property.
Mega Loan
For the bigger ones.
Standard rate
From 8.24%
- Max LVR
- 60%
- Loan size
- $7,500,000 to $15,000,000
- Term
- Up to 24 months
Larger facilities against metro residential property.
Land Plus
Land, put to work.
Standard rate
From 7.95%
- Max LVR
- 60%
- Loan size
- $200,000 to $7,500,000
- Term
- 12 months
Lending against metro residential land.
- On every product:
- No clawback· Brokerage paid once, on settlement
- Nil exit fee· Pay out early at no cost
- 3 month minimum· A short need stays short
Is it a Titan deal?
What we lend on, and what we don't.
We lend on
- Business purpose: equity release, business working capital, ATO debt and more
- Residential houses, townhouses, units and apartments
- Residential land in metro locations (Land Plus)
- Company and trust borrowers
- First mortgage security
- At least one guarantor with a credit score of 550 or above
We don't
- Second mortgages
- Commercial or industrial property as security
- Individuals borrowing in their own name
- Consumer or personal purpose loans
Not sure where a deal sits? Check it against the matrix
The full matrix
Fees and eligibility, side by side.
Fees
- Establishment fee
- Set per deal
- Line fee
- 0.10% per month
- Legal cost
- Standard$2,200 plus disbursements
- Mega Loan$3,000 to $6,000 plus disbursements
- Land Plus$2,200 plus disbursements
- Exit fee
- Nil
Security and borrowers
- Acceptable security
- StandardResidential house, townhouse, unit or apartment
- Mega LoanResidential house, townhouse, unit or apartment
- Land PlusResidential land
- Locations
- StandardMetro and non metro postcodes
- Mega LoanMetro
- Land PlusMetro
- Mortgage ranking
- First mortgage
- Borrowers
- Company and trust
- Credit score
- 550 or above for at least one guarantor
Purpose and terms
- Loan purpose
- Equity release, business working capital, ATO debt and more
- Minimum term
- 3 months
- Brokerage
- No clawback, one-off, paid on settlement
Rates and fees are indicative, current as at October 2026, and subject to Titan Capital's credit assessment. Business purpose lending only. Terms and conditions apply.
Product guide
Everything, on four pages.
Who we are, the full product matrix, three recent deals and the team. Keep it on your desk for the next deal that doesn't fit.
Got a scenario?
Two lines is all we need.
- 01The security
- 02Roughly how much
- 03What it's for
Send it the way you'd explain it on a call.