How it works
Send it. Get a straight answer. Settle.
From the first scenario to settlement, with the same team the whole way.
The process
From scenario to settlement.
01
Send the scenario
Round numbers are fine. If we need more, we'll ask.
02
Get a straight answer
A person in credit reads it and tells you where it sits.
03
Settle
The same team takes it from yes to settlement.
- Security
- Freestanding house, Parramatta. Worth about $1.6M, owes $400K.
- How much
- About $500K.
- What it's for
- Clear an ATO debt and fund working capital. Trading company, directors as guarantors.
Sound familiar?
Good deals stall on the same four things.
We read each one on the security and the exit.
01
Income that won't fit a calculator
Strong security, but income that is hard to evidence.
No income verification. We assess the security and the exit.
02
A date that can't move
A hard settlement date that can't move.
Sales, credit and settlements in-house, so deals keep moving.
03
An ATO debt in the way
A client with an ATO debt that needs clearing at settlement.
Clearing ATO debt is a business purpose we lend for.
04
A structure the checklist can't read
Company and trust structures that don't fit a checklist.
We lend to company and trust borrowers, on a first mortgage.
Quick check
Check a scenario before you send it.
Two numbers and five taps. You'll see which product it fits, or exactly why it falls outside our matrix.
What we look for
- Business purpose: equity release, business working capital, ATO debt and more
- Residential houses, townhouses, units and apartments
- Residential land in metro locations (Land Plus)
- Company and trust borrowers
- First mortgage security
- At least one guarantor with a credit score of 550 or above
Prefer to talk it through? Call 1300 304 770.
Enter the property value and loan amount to see where it sits.
Indicative only: a quick check against our published matrix (October 2026), not an approval or an offer. Every scenario is subject to Titan Capital's credit assessment, including at least one guarantor with a credit score of 550 or above.
Brokerage that stays paid.
No clawback
Brokerage paid once, on settlement
Nil exit fee
Pay out early at no cost
3 month minimum
A short need stays short
Got a scenario?
Two lines is all we need.
- 01The security
- 02Roughly how much
- 03What it's for
Send it the way you'd explain it on a call.